Inheritance and Estates Between Poland and the USA
Inheritance from a relative in PL/USA — which law applies, taxes, court procedures, how to accept/reject.
Inheritance from a relative in PL/USA — which law applies, taxes, court procedures, how to accept/reject.
A complete list of offices, documents, and deadlines: ZUS, consulate, death certificate, asset division — step by step.
A guide for Poles living abroad who need to handle formalities in Poland after the death of a loved one, explaining how to remotely obtain a Polish death certificate, when a transcription of a foreign certificate is needed, how apostille and sworn translation work, how the consulate can assist, and how to establish a power of attorney for inheritance, ZUS, and banking matters from abroad, along with a table of issues, where and how from abroad, and inheritance and tax deadlines.
After the death of a loved one, the account may be blocked, powers of attorney cease to function, and some benefits from ZUS must be returned, leading to panic; this guide explains what happens to individual and joint accounts, what a death benefit disposition is, what needs to be returned to ZUS, how the family can find all accounts of the deceased, and how to secure loved ones during their lifetime, all referencing the regulations.
Inheritance involves not only assets but also debts; this article explains who inherits by law, why an unmarried partner receives nothing, how to accept or reject an inheritance within 6 months (and why to consider children), how to confirm inheritance rights with a notary or in court, what legitimacy and division of inheritance entail, how to settle taxes (SD-Z2), and how to secure oneself during life, with references to regulations and considerations for the Polish diaspora.
A practical step-by-step guide through the first hours, days, and weeks after the death of a loved one: from the declaration of death and death certificate, through registration at USC and death record, funeral and funeral benefit (7,000 PLN from 2026), to notifications to ZUS, banks, and inheritance matters, including deadlines for 2026, a table of whom to notify, a comprehensive checklist, and a separate section for the Polish diaspora.
A will allows you to independently decide the fate of your assets and secure your loved ones; we explain the types of wills (holographic, notarial, allographic), three conditions for the validity of a holographic will, the difference between a regular bequest and a testamentary bequest, disinheritance and forced heirship, where to store a will, and considerations when drafting it, along with a list of common mistakes and tips for the Polish diaspora.