USA Guides for the Polish Diaspora — life, work, taxes, immigration

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🇺🇸 USA Education

OSHA card w USA — 10-godzinny vs 30-godzinny kurs, jak zrobić, kiedy wymagany

OSHA card to świadectwo ukończenia kursu bezpieczeństwa pracy wydane przez OSHA Outreach Training Program — najpopularniejsze w USA. Dwa główne kursy budowlane: OSHA 10-Hour Construction (10 godzin, dla regular workers, 49-79 USD online) i OSHA 30-Hour Construction (30 godzin, dla supervisorów/foremen, 149-189 USD online). Karta wydana po ukończeniu kursu (papier physical card via mail 4-8 tyg). Wymagana prawnie w NY, CT, MA, NV, NH, RI, MO dla większości budowlanych pracowników. Wymagana też dla federal projects $100k+, military bases, wszystkich union jobs. Nie ma 'expiration' na federal poziomie — niektóre stany wymagają refresher co 5 lat. Polski-językowe kursy dostępne w niektórych providerów.

Work in the USA

🇺🇸 USA Immigration and Documents

Biometrics appointment in the USA — what to expect, what to bring, how long it lasts

A biometrics appointment is a standard step in almost every USCIS case (Green Card, naturalization, EAD). Full guide: what it entails (fingerprints + photo + signature), where it takes place (ASC), what to bring, how long it lasts (~15 min), what to do after the visit, how to reschedule, and when biometrics can be reused.

Immigration and paperwork

🇺🇸 USA Immigration and Documents

Profil zaufany z zagranicy — jak założyć z USA (mObywatel, bank, konsulat)

Profil zaufany (epuap) to cyfrowy klucz do polskich e-usług państwowych — wymagany do większości online spraw urzędowych (US-Skarbowy, ZUS, Urząd Gminy, sądy, NFZ). Z zagranicy 3 główne metody założenia: (1) przez polski bank online jeśli masz konto (najszybsza, 5-10 min), (2) przez aplikację mObywatel z polskim dowodem osobistym (online, ~15 min), (3) osobiście w polskim konsulacie w USA (wizyta, free). Wymagania: PESEL, polski paszport lub dowód osobisty, polski numer telefonu lub adres email. Po założeniu — ważny bezterminowo (with periodic security extension). Daje dostęp do: ePUAP, IKP (zdrowotne), e-Urząd Skarbowy, ZUS PUE, Krajowa Administracja Skarbowa, Urząd Stanu Cywilnego online, eRecepta. Kluczowe dla polskiego biznesu z USA — bez profilu zaufanego prawie nic online nie zrobisz.

Immigration and paperwork

🇺🇸 USA Travel, Borders & Customs

FinCEN Form 105 — Step by Step: How to Complete the Report on Currency and Monetary Instruments

Learn how to correctly fill out FinCEN Form 105 to avoid mistakes and penalties; our step-by-step guide will help you understand each element of the form and who needs to submit it.

Immigration and paperwork Border and customs

🇺🇸 USA Offices and Formalities Verified

Public Assistance in New York — Cash Assistance, HRA, who qualifies

Financial assistance in NYC: Cash Assistance, FA (Family Assistance), SNA (Safety Net), Emergency Assistance — criteria and application.

New York area

🇺🇸 USA Offices and Formalities Verified

How to Obtain a Death Certificate from the USA for Matters in Poland

Apostille, sworn translation, registration in the Polish USC — a complete pathway for an American death certificate to be valid in Poland.

Immigration and paperwork

🇺🇸 USA Immigration and Documents Verified

Tourist Visa to the USA 2026 — Step by Step

Do you need a B1/B2 visa or is ESTA sufficient? Procedure, costs, DS-160 form, and what to do in case of denial.

Immigration and paperwork

🇺🇸 USA Personal Finance & Investing

Fixed Annuity vs Variable Annuity: Which to Choose?

Considering an investment in an annuity? Learn about the differences between fixed and variable annuities, their advantages and disadvantages, and which one better suits your financial needs.

Personal finance Seniors in the USA Investing and retirement

🇺🇸 USA Personal Finance & Investing

Treasury Bonds, CDs, and Money Market Funds: What to Choose?

Are you wondering where to invest your savings? We compare Treasury bonds, CDs, and money market funds in terms of safety and profitability to help you determine the best option for you.

Personal finance Investing and retirement

🇺🇸 USA Daily Life

First 30 Days in the USA — Checklist for New Immigrants

Just arrived in the USA? A complete checklist for your first month: SSN, driver's license, bank account, housing, health insurance, phone, work, and Polish community spots in your city, step by step.

Immigration and paperwork

🇺🇸 USA Personal Finance & Investing

How Fund Management Costs Affect Your Retirement

Learn how differences in fund management costs can impact your retirement savings by comparing active funds with index funds to highlight the importance of the expense ratio.

Personal finance Investing and retirement

🇺🇸 USA Personal Finance & Investing

Annuity — advantages, disadvantages, and risks you need to know

Considering investing in an annuity? Learn about the advantages and disadvantages of this insurance product that can provide you with a steady income. Read our guide to avoid pitfalls and make informed decisions.

Personal finance Investing and retirement

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