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🇺🇸 USA Guide: Health and insurance

Practical guides on "Health and insurance". Plain language, with examples for the Polish community in the USA.

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🇺🇸 USA Daily Life

Transporting Medications to the USA — TSA, FDA, Polish Medications, Prescriptions (2026)

Polish medications for personal use can be legally brought into the USA if certain conditions are met: the medication is prescribed to the patient, in its original packaging, the quantity does not exceed ~90 days of use, and the medication is not prohibited in the USA (e.g., some codeine syrups, modafinil without a prescription). TSA allows medications in carry-on luggage WITHOUT the 100ml liquid limit — just inform the officer during screening. The FDA applies a 'personal use' policy — generally does not inspect individual travelers with medications for personal use. Medical marijuana, GHB, and certain psychotropics are federally prohibited even with a Polish prescription.
Health and insurance Travel and shipping
🇺🇸 USA Healthcare

Dentist in the USA — costs, insurance, Polish dentists, how to find one

Dental insurance in the USA is separate from medical insurance — Medicare does not cover it (with exceptions), and most employers offer an optional dental plan for $15-50/month; standard dental plans (PPO) cover 100% of prevention (cleaning twice a year), 80% of basic procedures (filling, extraction), 50% of major procedures (crown, bridge), with an annual limit of $1,000-2,000.
Health and insurance
🇺🇸 USA Healthcare

Senior Living Facilities in the USA — nursing home, assisted living, memory care, costs (2026)

The USA has 4 main types of senior care, from the least expensive to the most expensive: independent living ($2,000-$4,500/month), assisted living ($4,000-$7,500/month), memory care for dementia ($5,500-$10,000/month), and skilled nursing facility/nursing home ($8,000-$15,000/month), with Medicare covering only the first 100 days of rehabilitation in a nursing home (NOT long-term), while Medicaid covers long-term care in nursing homes for financially eligible seniors — a crucial distinction.
Health and insurance Seniors in the USA
🇺🇸 USA Healthcare

Ambulance in the USA — who pays, surprise billing, No Surprises Act, how to negotiate

Ambulance services in the USA are NOT free — costs range from 500-2500 USD for Basic Life Support, 1500-3000+ USD for Advanced Life Support, and 15,000-50,000 USD for medical helicopters; insurance typically covers these costs but often involves a co-pay of 50-300 USD and may be out-of-network if the ambulance is not part of your network, while the No Surprises Act (effective 2022) protects against surprise billing only for AIR ambulances, leaving ground ambulances subject to balance billing.
Health and insurance

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Immigration and paperwork US taxes Social Security and retirement Work in the USA Personal finance Scams and fraud Credit and banking Housing and rentals New York area Chicago area Children and education Car and driver license Seniors in the USA Travel and shipping Regional Polish communities Border and customs Investing and retirement