How Health Insurance Works in the USA – Marketplace, Medicaid, Employer-Sponsored
Three main paths to health insurance in the USA, how to apply, and what it costs in 2026.
Guides for the Polish Diaspora
Guides, how-tos and resources for Poles abroad: documents, work, offices, pensions, healthcare.
🤖 AI Guide
Tips, prompts and tutorials about artificial intelligence – ChatGPT and other AI tools.
Open AI GuideFeatured guides
CDL – Truck Driver's License in the USA for Poles
How to obtain a CDL Class A in the USA: requirements, school costs ($4,000-$8,000), exam in Polish in IL, and driver salaries.
How to Send Money from the USA to Poland – Wise, Remitly, Western Union, and Others
A comparison of transfer services: exchange rates, fees, delivery times, limits. What to choose for small and large amounts.
Tourist Visa in the USA Expires – What to Do: I-94, I-539 Extension, Overstay, and 3/10 Year Bars (2026)
The legality of your stay is determined by the I-94 date, not the visa validity – check it at i94.cbp.dhs.gov; ESTA has no extensions (emergency satisfactory departure up to 30 days), while for B-2 you file I-539 (470/420 USD) preferably 45 days before the deadline; overstaying more than 180 days results in a 3-year ban upon departure, over a year leads to a 10-year ban, and ANY overstay invalidates your visa and permanently closes ESTA.
401(k) vs IRA – how to save for retirement in the USA
A comparison of retirement accounts: employee 401(k), Traditional/Roth IRA, limits for 2026, employer match, and how to choose.
Pension Transfer Poland ↔ USA – Totalization Agreement
Working in both PL and the USA provides pension benefits from both countries – the social security agreement from 2009, SSA forms.
All guides (273)
First Tax Filing in the USA – W-2, 1040, Deadlines, Deductions
Your first tax return in the USA – when to file (April 15), which form to use (1040 vs 1040-NR), what deductions are available, how to file for free, and what to do if you only have an ITIN.
Trust in the USA – Living Trust, Revocable vs Irrevocable, how to establish
Trust in the USA – what it is, asset protection, avoiding probate, state differences (CA vs NY vs FL), Revocable vs Irrevocable, costs.
Public Assistance in New York – Cash Assistance, HRA, who qualifies
Financial assistance in NYC: Cash Assistance, FA (Family Assistance), SNA (Safety Net), Emergency Assistance – criteria and application.
Food stamps (SNAP) in the USA – who qualifies, how to apply
SNAP / food stamps: income criteria, immigration status, EBT card, how to apply in the state. For a family of 4, up to $1,200/month.
Funeral Abroad – Transporting the Body to Poland, Costs, Formalities
Death in the USA – repatriation of the body to Poland: costs range from 8,000 to 15,000 USD, required documents, Polish consulate, cremation vs transport.
Pension Transfer Poland ↔ USA – Totalization Agreement
Working in both PL and the USA provides pension benefits from both countries – the social security agreement from 2009, SSA forms.
American-Style CV – What to Change, How to Write for US Recruiters
Differences between Polish CV and American resume: no photo, format, ATS keywords, how to convert.
CDL – Truck Driver's License in the USA for Poles
How to obtain a CDL Class A in the USA: requirements, school costs ($4,000-$8,000), exam in Polish in IL, and driver salaries.
How to Enroll a Child in School in the USA – Step by Step
Enrolling a child in a public school in the USA: documents, school district, ESL classes, Catholic schools, Polish Saturday schools.
Credit Score in the USA – How to Build Credit History from Scratch
Secured card, Self Lender, Petal, Experian Boost – how to reach 700+ in 12 months.
How to Open a Bank Account in the USA Without an SSN
Account without SSN – ITIN, PSFCU (Polish bank), Chase, BoA, Wells Fargo. Step by step with a passport.
Phone in the USA – prepaid without paperwork (T-Mobile, Mint, Cricket, Visible)
Prepaid plans without contracts: T-Mobile, Mint, Cricket, Visible, Tello – price comparison 2026, coverage.
Poles in New York – history, organizations, Polish community life
The history of the Polish community in NYC since the 19th century, including parishes, organizations, festivals, the Pulaski Parade, and where to meet fellow countrymen.
How to Travel in the USA – What to Know Before Your Trip
Car rental, tolls, national parks, insurance, safety – what to watch out for when traveling across the States.
Tourist Visa in the USA Expires – What to Do: I-94, I-539 Extension, Overstay, and 3/10 Year Bars (2026)
The legality of your stay is determined by the I-94 date, not the visa validity – check it at i94.cbp.dhs.gov; ESTA has no extensions (emergency satisfactory departure up to 30 days), while for B-2 you file I-539 (470/420 USD) preferably 45 days before the deadline; overstaying more than 180 days results in a 3-year ban upon departure, over a year leads to a 10-year ban, and ANY overstay invalidates your visa and permanently closes ESTA.
How long does it take to wait for a work permit (EAD) in the USA – USCIS processing times 2026
Processing times for I-765 in 2026: asylum, AOS, OPT, H-4. How to check status, automatic 540-day extension.
How to Find Your First Job in Chicago – A Guide for Poles
The Polish community in Chicago, industries employing Poles, Polish employment agencies, average salaries.
Where to Find a Polish Doctor in New York
How to find a Polish-speaking doctor in NYC – search engines, Polish clinics, accepted insurances, FQHC.
Polish Neighborhoods in New York City – Greenpoint, Maspeth, Ridgewood
Where the Polish community lives in NYC: Greenpoint, Maspeth, Ridgewood. Rents, Polish shops, parishes, Saturday schools, transportation.
401(k) vs IRA – how to save for retirement in the USA
A comparison of retirement accounts: employee 401(k), Traditional/Roth IRA, limits for 2026, employer match, and how to choose.
How to Send Money from the USA to Poland – Wise, Remitly, Western Union, and Others
A comparison of transfer services: exchange rates, fees, delivery times, limits. What to choose for small and large amounts.
How to Pass the Driving Test in the USA – Driver's License Exam
The procedure for obtaining a US driver license: documents, costs, theoretical and practical exams, and whether a Polish driver's license is sufficient.
How Health Insurance Works in the USA – Marketplace, Medicaid, Employer-Sponsored
Three main paths to health insurance in the USA, how to apply, and what it costs in 2026.
How to Obtain a Death Certificate from the USA for Matters in Poland
Apostille, sworn translation, registration in the Polish USC – a complete pathway for an American death certificate to be valid in Poland.
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