Polish Neighborhoods in New York City — Greenpoint, Maspeth, Ridgewood
Where the Polish community lives in NYC: Greenpoint, Maspeth, Ridgewood. Rents, Polish shops, parishes, Saturday schools, transportation.
Guides for the Polish Diaspora
Guides, how-tos and resources for Poles abroad: documents, work, offices, pensions, healthcare.
🤖 AI Guide
Tips, prompts and tutorials about artificial intelligence — ChatGPT and other AI tools.
Open AI GuideFeatured guides
How to Open a Bank Account in the USA Without an SSN
Account without SSN — ITIN, PSFCU (Polish bank), Chase, BoA, Wells Fargo. Step by step with a passport.
How to Get a Green Card in 2026 — A Guide for Poles
Real pathways to obtaining permanent residency in the USA in 2026: family, work, DV lottery, and more — costs, timelines, forms.
Trust in the USA — Living Trust, Revocable vs Irrevocable, how to establish
Trust in the USA — what it is, asset protection, avoiding probate, state differences (CA vs NY vs FL), Revocable vs Irrevocable, costs.
Tourist Visa in the USA Expires — What to Do (Overstay, I-539, Options)
B-2/I-94 visa expiration — options: I-539 extension, status change, departure. Consequences of overstay (3 and 10-year bans).
CDL — Truck Driver's License in the USA for Poles
How to obtain a CDL Class A in the USA: requirements, school costs ($4,000-$8,000), exam in Polish in IL, and driver salaries.
All guides (265)
Phishing 2026 — fake IRS, USCIS, bank, USPS: how to recognize and defend yourself
SMS/email/phone call from "IRS" about unpaid taxes? "USCIS" about a delayed case? "USPS" about a stuck package? The most common phishing scams of 2026 targeting the Polish community. How to recognize them, how to verify, where to report.
Housing Scams in the USA — How to Recognize Them, Red Flags, Where to Report
Housing scams are a plague for new immigrants — offers 'too good to be true' for 30% of the market, wire deposits before viewing, stolen photos. A complete guide: 10 types of scams (Craigslist fake listing, fake landlord, sublease scam, deposit theft, fake roommate), red flags, how to verify, where to report, how to recover money.
Facebook Marketplace scams — how to avoid losing money
Learn how to avoid scams on Facebook Marketplace by understanding common scams such as fake deposits, shipping scams, and more to protect your money.
Marriage Green Card (CR-1 / IR-1) Step by Step
Green Card through marriage to a U.S. citizen after you are married (different from K-1). I-130 + I-485 (in the U.S.) or CR-1/IR-1 through the consulate. Costs, timeline, documents, removing conditions I-751.
Treasury Bonds, CDs, and Money Market Funds: What to Choose?
Are you wondering where to invest your savings? We compare Treasury bonds, CDs, and money market funds in terms of safety and profitability to help you determine the best option for you.
Mega Backdoor Roth — How to Effectively Utilize Additional Contributions?
Are you wondering how to increase your retirement savings? The Mega Backdoor Roth is a strategy that allows you to contribute an additional $40,000 to $50,000 annually to a Roth account. Learn how it works and what the requirements are.
PESEL Abroad — How to Obtain It at the Polish Consulate in the USA (Procedure 2026)
PESEL (Universal Electronic System for Registration of the Population) is an 11-digit number identifying every Polish citizen, required for various official matters, and can be applied for by Polonia born abroad or without a PESEL at the Polish consulate in the USA.
RMD (Required Minimum Distributions) — what is it and how does it work?
Learn what Required Minimum Distributions (RMD) are and how they affect your retirement savings, including rules regarding the starting age, calculations, and penalties for non-compliance.
How Does Customs Control Work with Large Amounts of Cash?
Learn how customs control works when bringing large sums of cash into the USA, including the inspection process, rights during questioning by CBP officers, and when to seek legal assistance.
Most Common Ways to Obtain a Green Card in the USA
A comparison of the main pathways to permanent residency: family, work, asylum, investment, lottery — including waiting times and requirements.
Harvesting Capital Gains – How It Works and Why It’s Worth It?
Learn what harvesting capital gains is and how it can assist in tax optimization in the USA; this practical approach can be particularly beneficial in years of low income.
Facebook Investment Scams — How They Work and How to Protect Yourself
Discover how Facebook investment scams operate, including fake celebrity endorsements and 'exclusive trading groups'. Learn how to recognize and report them.
FINRA BrokerCheck — How to Use the Broker Checking Tool
Learn how to effectively use FINRA BrokerCheck to verify the credibility of brokers and investment firms, with a step-by-step guide to help you avoid scams and make informed financial decisions.
How to Check if Your Financial Advisor is Legitimate?
Before entrusting your money to a financial advisor, ensure they are legitimate by using tools like FINRA BrokerCheck and SEC Investment Adviser Public Disclosure to verify their credibility.
Warning Against Cryptocurrency Scams on WhatsApp for the Polish Diaspora
Learn how to avoid cryptocurrency scams on WhatsApp that can lead to the loss of savings, and understand the 'pig butchering' mechanism to avoid falling for fake investment platforms.
ICE — what to do during a check, your constitutional rights (4th and 5th Amendment)
ICE knocking at your door? Workplace check? Traffic stop? A comprehensive guide to constitutional rights: 4th Amendment (home, warrant), 5th Amendment (silence, lawyer), difference between administrative warrant vs judicial warrant, what to SAY (and not say), how to verify an ICE officer, family emergency plan.
ESTA vs Tourist Visa USA — Differences, Who Can Use It, What to Choose
Poland joined the Visa Waiver Program — since 2019, Poles can travel to the USA on ESTA without a visa. Full comparison: ESTA (90 days, $21, online, 72h) vs B-2 visa (180 days, $185, interview, months). When ESTA is sufficient, when a visa is needed, who CANNOT use ESTA, how to apply, common denials.
Backdoor Roth IRA — how it works and how to take advantage of it?
Learn how to utilize the Backdoor Roth IRA strategy to save for retirement, even if your income exceeds the limit, with a step-by-step guide and common pitfalls to avoid.
How to Legally Pay Less Taxes in Retirement?
Learn how to effectively manage your finances in retirement to minimize taxes, including strategies like withdrawal sequencing, Roth conversions, QCDs, and utilizing HSAs.
I Have $1.5M and I'm 70 Years Old — Is It Worth Doing Roth Conversions?
Are you wondering if it's worth doing a Roth conversion at 70 years old with $1.5M in pre-tax savings? This guide analyzes the benefits and pitfalls of conversion, considering your financial situation and its impact on future heirs.
Advisory Fees — When Is It Worth Investing in Financial Advice?
Are you wondering when it is worth using the services of a financial advisor? Read our guide on different fee models to learn when advice makes sense and when it's better to act independently.
Retirement Income Planning for Poles in the USA
Learn how to effectively plan retirement income by combining various sources such as Social Security, pension, 401k, IRA, Roth, and Polish ZUS to achieve financial stability in retirement.
Roth IRA vs Traditional IRA — which is better for you?
Are you wondering which retirement account is better: Roth IRA or Traditional IRA? Learn about the key differences between them to make an informed financial decision.
Tax Brackets in the USA — How Do They Really Work?
Understanding how tax brackets work in the USA can aid in better financial planning.
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